Group benefits, retirement, and coverage advice for employers.

Group benefits are the core of our work. We handle health, dental, life, disability, critical illness, travel, and EAP coverage, alongside the plan design, carrier selection, and service work that goes with them.

Most of the value shows up at renewal: reviewing claims and experience, understanding what is driving the change, negotiating with the carrier, and explaining the result so an employer can decide what to do next.

Between renewals, we help with employee communication, plan changes, market reviews when needed, and service issues throughout the year.

Group retirement can be a practical next step for employers who want to improve retention and help employees build long-term savings.

We help employers evaluate Group RRSP, DPSP, and defined contribution options, including contribution design, eligibility, provider selection, employee education, and administration.

The right plan should support employees while remaining manageable for the employer.

A Health Spending Account can provide employees with flexible, tax-free reimbursement for eligible health and dental expenses while giving the employer control over the annual allowance.

HSAs can complement a traditional benefits plan or provide a simple starting point for smaller employers. They give employees flexibility while allowing employers to set a defined annual budget.